Year in Review: How Did the TSP Options Perform in 2019?

Do you contribute to the thrift savings plan (TSP)? For government workers, the TSP is a powerful savings vehicle. You benefit not only from agency contributions but also from tax-deferred growth. That means you don’t pay taxes on growth as long as the money stays inside the plan. Tax-deferral may help your assets compound at […]

Give Yourself These 3 Retirement Planning Gifts This Holiday Season

Have you finished your holiday shopping? It’s that time of year again. It’s the season to buy gifts for spouses, children, and all the other friends and family who play a meaningful role in your life. This isn’t just the season for giving to others, though. You may also want to think about a gift […]

You’ll Be Thankful You Made These Retirement Decisions

What are you thankful for this holiday season? Family and friends? A few days off work? Perhaps your health? Good fortune in your career? You may have many blessings for which you’re thankful. Many of our blessings and fortunate circumstances are determined by choices we made earlier in life. Your good health may be a […]

Are TSP Distributions Taxable?

Do you contribute to the thrift savings plan (TSP)? It’s one of the most powerful retirement savings vehicles you have available. You receive an automatic 1% agency contribution in the plan, regardless of whether or not you contribute. You can also receive matching contributions on up to the first 5% of your compensation that you […]

How Did the TSP Funds Perform in the First Half of 2019?

Do you participate in the thrift savings plan (TSP)? It’s a powerful savings vehicle for government employees. You can contribute up to $19,000 to the TSP in 2019. That figure increases to $25,000 if you’re 50 or older.1 You can allocate those contributions, plus any matching contributions from your agency, to a variety of funds. […]

3 Steps to Get Your Retirement Strategy Back on Track

How do you feel about your retirement plan? If you’re like many Americans, you don’t feel too confident about your ability to retire comfortably. According to a recent survey from the Employee Benefit Research Institute (EBRI), 33 percent of Americans don’t feel confident in their ability to retire. Only 23 percent of Americans say they […]

Should You Save for Retirement Outside Your TSP?

If you’re like many government employees, your thrift savings plan (TSP) balance is one of your largest retirement assets. The TSP is a valuable retirement resource. It allows you to make pre-tax contributions for your retirement savings. You can allocate the contributions across a range of investment choices and implement an allocation that meets your […]

How Does Social Security Work for Government Employees?

Approaching retirement? If so, you’re likely finalizing important decisions about when exactly you’ll retire, how you’ll fund your retirement and what you’ll do with all your newfound free time. You also may be looking at your FERS or CSRS annuity and determining how to maximize the value. While your annuity is important, it’s just one […]

Is Now the Right Time for You to Retire?

Government Employee Retirements Are Surging. One of the biggest benefits of federal government employment is the ability to retire at a relatively young age. If you’ve had a long career with the federal government, it’s possible that you can retire with a full pension in your late 50s or early 60s. According to recent data, […]

FERS Pension: Can You Retire Early and Still Receive Benefits?

Early retirement is one of the most attractive features of government work. The federal government is one of the few employers still offering a pension, which takes the form of an annuity offered through the Federal Employees Retirement System (FERS). Depending on your length of service, it’s often possible to qualify for a retirement annuity […]

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